Pillar one
Money is a tool.
Learn to use it on purpose.
Create it. Multiply it. Steward it. Deploy it intentionally. Capital is stored capability, and capability is meant to be used.
Most people are never taught what wealth actually is. They are taught to earn, and then to spend what they earn, and then to worry about the gap. Wealth is something else entirely: it is capability that has been stored up and can be pointed at something.
The questions that matter are not clever ones. What is this money for? What would I do with it if it arrived tomorrow? What am I willing to subtract in order to multiply? Answer those honestly and most financial decisions become obvious.
The writing below is where I work through those questions — capital, risk, investing, and the difference between being rich and being wealthy.
Before you change anything, find out how you are already wired to handle money.
Filed under wealth